Business Loan

Leave Money Problem to us Just Focus on your Business

Business Loan

At VDG Finances we provide short term and long-term funding solutions.

It takes money to make money and beyond a certain point, reinvesting of profits is simply just not enough to grow a business. Have you ever had to let go of a huge order for lack of capital? Or your business has the potential to grow, and it simply needs an injection of capital in the business? It is not possible for entrepreneurs to fund their business on their own beyond a limit and VFG Finances helps business to fulfil their potential by bridging the gap in capital.

Whether a business wishes to invest in new machinery or equipment, purchase office equipment or buy a warehouse, VFG Finance enables businesses to obtain loans to bridge their capital gap enabling them to thrive and expand.

We also assist businesses to obtain finance for purchase of commercial vehicles, equipment loans and asset finance. Simply call us who to understand your financial needs, your borrowing eligibility and accordingly find the best financing options for you and suit to meet the needs and requirements of your business.

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08 9329 4652


The more information you can collect up front, the more prepared you’ll be should you run into any unexpected expenses along the way. To help you understand the various fees you’ll need to cover, your lender should give you a Closing Disclosure detailing all the costs associated with your loan. It’s a good idea to compare the Closing Disclosure to the Loan Estimate.
To get the best rate and terms for your loan, try to put down at least 20 percent of the purchase price. Although a lower down payment won’t necessarily disqualify you, there is a chance that a monthly private mortgage insurance (PMI) payment will be added if your down payment is less than 20 percent. Your down payment will affect other variables as well, such as your interest rate, terms and monthly payments. Ask your lender for more information about the minimum down payment required for your loan and if you might be eligible for any down payment or cost-saving assistance programs, and decide what’s right for you.
A discount point is a fee paid to the lender at closing in exchange for a reduced interest rate. (1 point = 1% of your total mortgage amount.) Be sure to ask your lender how many points are included in the quoted interest rate and what the benefits might be to buying more or fewer points.
Remember to factor in the various fees associated with buying a home—particularly closing costs. Closing costs include loan origination fees, appraisal fees and attorney fees (if any), to name a few. Your lender should provide you with a Loan Estimate showing the approximate costs of your loan so you can budget accordingly.


08 9329 4652


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