Loan for new or used vehicles
VDG Finance with its wide network of lenders ensure our clients get the best deals when buying a new car without any hidden cost, complex contracts or pressure from dealers.
We also help our customers getting pre-approved before buying a new car allowing them to have an exact budget while buying a new car, negotiate with confidence and make quick decisions.
Simply speak to us so that we will understand your requirement and borrowing eligibility and assist you accordingly to get the best car loan and buy the car of your choice at the best negotiated rates and terms. To ensure you get fast, quick and reliable service we come and see you in person and handle all your paperwork..
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0423 479 512
FAQ
The more information you can collect up front, the more prepared you’ll be should you run into any unexpected expenses along the way. To help you understand the various fees you’ll need to cover, your lender should give you a Closing Disclosure detailing all the costs associated with your loan. It’s a good idea to compare the Closing Disclosure to the Loan Estimate.
To get the best rate and terms for your loan, try to put down at least 20 percent of the purchase price. Although a lower down payment won’t necessarily disqualify you, there is a chance that a monthly private mortgage insurance (PMI) payment will be added if your down payment is less than 20 percent. Your down payment will affect other variables as well, such as your interest rate, terms and monthly payments. Ask your lender for more information about the minimum down payment required for your loan and if you might be eligible for any down payment or cost-saving assistance programs, and decide what’s right for you.
A discount point is a fee paid to the lender at closing in exchange for a reduced interest rate. (1 point = 1% of your total mortgage amount.) Be sure to ask your lender how many points are included in the quoted interest rate and what the benefits might be to buying more or fewer points.